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More federal refinancing help for homeowners with FHA loans ยท WAHomeowners.com

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More federal refinancing help for homeowners with FHA loans

More federal refinancing help for homeowners with FHA loans

As many as 3 million homeowners may be able to refinance into lower-cost loans under a new federal housing program, even if they owe more on their loans than their homes are worth.

The Federal Housing Administration announced Tuesday it would slash mortgage-insurance premiums for certain homeowners who refinance an existing FHA loan into a new one, under the streamlined program.

To qualify, a homeowner must be current on a mortgage taken out and insured by FHA before June 1, 2009. Current means no more than one 30-day late payment in the past six months and no more than two such late payments in the past year.

Read More on The Seattle Times…