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Medical debt hurting loan applicants · WAHomeowners.com

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Medical debt hurting loan applicants

Medical debt hurting loan applicants

Are medical-bill collection accounts buried away inside millions of consumers’ credit files — even bills that were fully paid or settled years ago — functioning as a drag on the housing market?

That might sound far-fetched, yet some credit and mortgage-industry experts say negative medical-collection records are playing a little-recognized but significant role in depressing otherwise creditworthy loan applicants’ scores.

Read Story…