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Home > Calculators

Calculators

Whether you’re buying a home or refinancing an existing loan, we have a calculator that can help you make the right decisions. Determine exactly which deal offers the lowest monthly payments, how much home you can afford, and whether it makes sense to rent or buy.

  • How much can I borrow?
  • How much will my mortgage payments be?
  • How much will my adjustable rate payments be?
  • Which is better: fixed or adjustable?
  • Should I pay points to lower the rate?
  • Which is better: 15- or 30- year loan term?
  • How much should I put down for a new home?
  • How much can I save in taxes?
  • What will my closing costs be?
  • Am I better off renting?
  • Am I better off refinancing?
  • What will my refinancing costs be?
  • How can I reduce mortgage insurance costs?
  • Which lender has the better loan?
  • Which loan is better?
  • How advantageous are extra payments?
  • What home can I afford?
  • How much will my interest-only payment be?
  • Which is better: interest-only or traditional?
  • Is my Private Mortgage Insurance Deductible?

 

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Top Resource Links

  • Washington State Housing Finance Commission: Low interest loans, down payment assistance, and first-time homebuyer classes
  • HomeOwnership-WA.org: Another great non-profit resource web site
  • HomeSightWA.org: Help for low to moderate income families looking to buy a home
  • FannieMae.com: Competitive loans and a great buyers resource
  • HUD Help for Homeowners: Free foreclosure avoidance counseling
  • MakingHomesAffordable.gov: Government sponsored programs to refinance your home or loan modification
  • WA Association of Mortgage Professionals: Trade association for mortgage professionals as well as excellent information for consumers
  • REALTOR®.com: The world's largest database of homes for sale

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Recent Blog Updates

  • The end of a four-year downward trend? Home prices move up in April
  • Built-ins make cozy comeback
  • Mortgage-aid revisions paying off for bankers, some borrowers
  • Crucial for homebuyer to develop a ‘Plan B’

Homeownership Simplified

  • Finding A Home
  • Real Estate as an Investment
  • Mortgage Rates and Points
  • Picking A Real Estate Agent
  • Closing Costs and ESCROW
  • Finding Financing
  • Federal Housing Programs
  • Help Buying A Home

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