Saving For a Home

Saving For a Home

With home affordability at the highest rate seen in decades, now is prime time to make a purchase.

Many renters are wanting to turn over a new leaf by investing in a starter home. Current homeowners are wanting to take advantage of low prices and buy the home of their dreams.

The key to buying in today’s market is having the funds and financial stability needed. How can you go about saving to buy a home?

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Are you dreaming of buying a home? Check out our Homeownership Simplified section a for information & tips on buying a house and our handy calculators to figure out potential mortgages, closing costs, and more!

Stopping the Debt Cycle

Getting a handle on your debt is a good idea for all homeowners, and especially for those looking to buy a home. Check out this helpful article Stopping the Debt Cycle from Realty Times on some tips to get started.

“…A recent study by the National Bureau of Economic Research found that 51 percent of Americans would be unable to come up with $2,000 cash in case of an emergency. Yet, the average American household carries thousands of dollars of debt…”

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Creative Ways to Curb Spending

Creative Ways to Curb Spending

Now is a great time to buy. Homes are affordable and interest rates are at historical lows. Lending is tight, however. You need a stellar credit score and a clean credit report to even get your foot in the door… Here are some creative ways to curb spending so you can save up for the house of your dreams.

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Under Water Mortgage Solutions

Home For Her: Under Water Mortgage Solutions

With the housing market on the decline, many homeowners are noticing that their mortgage is underwater. In other words, many homeowners owe more than their house is worth. This can be a very bad thing, especially if a person is planning to move in the near future. Fortunately, there are a few different things that consumers can do to rectify their situation.

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Are you a struggling homeowner? Check out our Avoiding Foreclosure section for resources and tips.

The Numbers on Buying a House

Realty Times: The Numbers on Buying a House

It can be a tricky question. How much home can you really afford? From employment status, to savings, downpayment, and even spending habits, there are a myriad of factors that come into play.

Here is a list of items to consider before settling on a budget.

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