Check out our Handy Calculators!

Check out our Handy Calculators!

Whether you’re buying a home or refinancing an existing loan, we have a calculator that can help you make the right decisions!

Determine exactly which deal offers the lowest monthly payments, how much home you can afford, and whether it makes sense to rent or buy, and more.

WAHomeowners Calculators

US Mortgage Rates Drop to New Record Lows

How low can they go? US Mortgage Rates Drop to New Record Lows

The average U.S. rates on fixed mortgages dropped again to record lows, giving would-be buyers even more incentive to brave the housing market.

Freddie Mac reported Thursday that average rate on the 30-year loan fell to 3.56 percent (down from 3.62 percent last week and the lowest since long-term mortgages began in the 1950s).

The average rate on the 15-year mortgage dropped to a record low of 2.86 percent (below last week’s previous record of 2.89 percent).

The rate on the 30-year loan has fallen to or matched record low levels in 11 of the past 12 weeks.

These low rates make it an excellent time to buy or refinance for those who are able. Check out our Homeownership Simplified section a for information & tips on buying a house in Washington State as well as our handy calculators to figure out potential mortgages, closing costs, and more!

Mortgage Rates Fall to Yet Another New Record – a Low of 3.66 percent

Mortgage Rates Fall to Yet Another New Record – a Low of 3.66 percent

Freddie Mac reported Thursday that the average U.S. rate on a 30-year fixed mortgage dropped to a record low of 3.66 percent (down from 3.71 percent the previous week) for the seventh time in eight weeks. The rate on the 30-year loan has been below 4 percent since December.

The average rate on the 15-year mortgage dropped from 2.98 percent the previous week to 2.95 percent, which is just above the record 2.94 percent reached two weeks ago.

These low rates make it an excellent time to buy or refinance for those who are able. Check out our Homeownership Simplified section a for information & tips on buying a house in Washington State as well as our handy calculators to figure out potential mortgages, closing costs, and more!

Homebuyers need to steer clear of FICO-score potholes

Homebuyers need to steer clear of FICO-score potholes

Experts in the credit-reporting field say that despite FICO’s good intentions, bad things can happen on inquiries — requests by lenders and others to pull your national credit-bureau reports.

In a marketplace where lenders are demanding record-high FICO credit scores — Fannie Mae and Freddie Mac are averaging around 760 on approved mortgages this year — are you a little fuzzy about what can push your scores up or down?

Read More on The Seattle Times…

Are you thinking of buying a home? Now is a great time with this market and interest rates so low! Check out our Homeownership Simplified section a for information & tips on buying a house in Washington State as well as our handy calculators to figure out potential mortgages, closing costs, and more!

Mortgage Rates Keep Dropping to New Record Lows

Mortgage Rates Keep Dropping to New Record Lows

U.S. rates on 30-year and 15-year fixed mortgages this week fell yet again to new record lows for the sixth straight week. 30-year loan rates dropped to 3.67 percent (down from 3.75 percent last week) and 15-year mortgage rates dropped to 2.94 percent (down from 2.97 percent last week.)

Rates on the 30-year mortgages have been below 4 percent since early December.

These low rates make it an excellent time to buy or refinance for those who are able. Check out our Homeownership Simplified section a for information & tips on buying a house in Washington State as well as our handy calculators to figure out potential mortgages, closing costs, and more!